Schlicher-Kratz Institute
A Pennsylvania-based Training Company since 1975
(215) 855-1265
NMLS: National Mortgage Licensing System

Frequently Asked

Schlicher-Kratz Institute is an Approved Provider for
NMLS  Education
NMLS Provider #1400084
To Register,
Contact Us

Newsletter Update
on the NMLS Conference
from Deb Webb

Classroom Prelicense Education:
20 Hour PA SAFE Comprehensive Course
NMLS Approval #1078
Please Note:  Scheduled Classes are removed from the web site if they are sold out
NMLS Approved Course #1078

This NMLS-approved course satisfies your 20-hour prelicense requirement under the SAFE Act. It includes a minimum of 3 hours Federal law, 3 hours Ethics, 2 hours non-traditional mortgage products, and the mandatory 3 hours of Pennsylvania law. The balance of the course includes approved electives that cover additional topics you'll see on the license exams, as well as information on the Uniform State Test (UST).

Tuition:  $550.00 (includes all materials)
View Brochure
Location Date/Time

Montgomeryville Tuesdays and Wednesday, April 29, 30 & May 6 (must attend all 3 dates)
Contact our office for availability of private sessions for your group or office:  215-855-1265
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Online SAFE MLO Education

In affiliation with...
LearnMortgage          Register Now!   

SAFE MLO Education:  Schlicher-Kratz Institute has partnered with the Association of Mortgage Educators (NMLS Provider ID:1400214), to offer online SAFE MLO Pre Licensing, SAFE MLO Continuing Education  and SAFE MLO Test Preparation.

Pre-licensing Education

You may satisfy the 20 hours of SAFE MLO pre-licensing education requirement by completing these Instructor-led Online Courses.  Click the 'Register Now' button above to get started.


  • 3-Hour PA SAFE Course
  • 17-Hour MLO SAFE Comprehensive Course

New Jersey:

  • 4-Hour NJ SAFE Course
  • 16-Hour MLO SAFE Comprehensive Course

Continuing Education
Continuing education courses for 2014 will be available in late Spring.

Exam Prep (National Portion only)
The Exam Prep online course is designed to prepare you with the knowledge you need to pass the National Loan Originator Test, which is mandated by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).  It includes clear, succinct discussions on the topics from the national MLO Test outline—federal mortgage lending-related law, mortgage industry terms and concepts, the loan origination process, and ethics—and unlimited opportunities to self-assess your understanding through tests at the end of each module. When you’re ready, you can take a comprehensive 100-question practice test that resembles the content breakdown and types of questions you will see on the national MLO Test. You can take as many practice tests as you want. Since the questions are randomized from large pool of questions, each test will be unique—you will never see the same exact questions in the same exact order. The MLO Review Crammer also includes a downloadable glossary and summaries for your reference.

Register Now to get started online!

To Register, Contact Us
*If you would like to register a group or office, please call our office  for a special form

Phone  (215) 855-1265 or Toll-Free (800) 364-0380 for additional information